Fast, unsecured business funding solutions designed around how South Indian SMEs actually operate.
Get the capital your business needs without putting your assets on the line. Our unsecured loans are evaluated purely on your business performance — turnover, GST filings, and bank statements. No property, no machinery, no collateral of any kind.
As a direct lender, we make the credit decision in-house. No waiting for a third party to approve. No broker fees eating into your funding amount.
Cash flow gaps are the number one reason healthy businesses stall. Inventory to purchase, payroll to run, orders to fulfil — but the bank account doesn't match the calendar. Working capital finance closes that gap.
We structure working capital solutions around your actual operating cycle — so the repayment aligns with when your business generates revenue, not an arbitrary bank schedule.
When your business needs capital for a defined period and you know exactly when cash will return — short-term funding is the most efficient tool. 3 to 10 month tenures mean you're not carrying long-term debt for a short-term need.
Interest rates are competitive and based on your business turnover profile. As a direct lender, we cut out intermediary margins — which means better rates pass directly to you.
Last 6 months of your primary business account
GST-3B filings for the last 6 months
Income tax returns filed for the last 2 financial years
No. Our loans are entirely unsecured. We do not require property, machinery, gold, or any other asset as security. Eligibility is based solely on your business turnover and financial health.
Rates are competitive and determined based on your business turnover, cash flow patterns, and loan tenure. Because we're a direct lender, there's no broker markup — you get better rates than most intermediary-routed channels.
Once all documents are submitted, approval decisions are typically made within 24–48 hours. Disbursal follows within 1–3 working days total. We move at the speed your business needs.
We evaluate eligibility primarily on business turnover, GST filings, and bank statements — not credit scores. Many of our clients have been funded after being turned down by banks for credit-related reasons.
Early repayment terms are discussed clearly at the time of loan structuring. We believe in complete transparency — there are no hidden charges or surprise penalties. All terms are clear before you sign.
We primarily serve Tamil Nadu (Coimbatore, Chennai, and other cities), Kerala (Kochi, Trivandrum, Kozhikode), Pondicherry, Karnataka, Urban Areas, and Telangana - Hyderabad. Contact us if you're in a nearby area — we evaluate on a case-by-case basis.